Introduction
TIS in income tax stands for Taxpayer Information Summary. It is the category-wise summary of your Annual Information Statement, and the income tax portal uses it to pre-fill your return. AIS stands for Annual Information Statement, which records every financial transaction linked to your PAN. Form 26AS is your tax credit statement, renumbered as Form 168 for income earned from 1 April 2026 onwards.
Most taxpayers either confuse these three documents or skip them entirely. Both mistakes lead to mismatches, notices, and delayed refunds. This guide covers what each document means, the password format for the AIS and TIS PDF, and which one you should check first before filing.
What is TIS (Taxpayer Information Summary)?
TIS stands for Taxpayer Information Summary. The income tax portal generates it automatically from your Annual Information Statement (AIS), which is the detailed record of every financial transaction linked to your PAN. TIS is not a separate filing or a document you create. It simply groups the AIS entries into clean categories and shows one net total per category after removing duplicates.
For example, if your AIS shows 12 separate mutual fund redemptions across the year, TIS shows one net capital gains figure after processing all of them. This makes TIS far easier to read and directly useful when you fill in your ITR.
TIS shows two values for each income category:
- Processed value: What the system calculates based on all reported data after applying de-duplication rules
- Accepted value: What you confirm after reviewing and submitting your feedback in AIS
The accepted value in TIS is what the ITR portal uses for pre-filling your return, wherever that feature is available.
AIS and TIS Password Format
The AIS and TIS PDF you download from the income tax portal opens with a password. The password is your PAN in lowercase, followed immediately by your date of birth in DDMMYYYY format, with no space and no special characters.
Password = PAN (lowercase) + DOB (DDMMYYYY)
Example: your PAN is ABCDE1234F and your date of birth is 1 January 1985. Your password is abcde1234f01011985
Four points catch most taxpayers out:
- Every letter of the PAN must be lowercase. An uppercase PAN will not open the file.
- Companies, LLPs, firms and trusts use the date of incorporation instead of the date of birth. A company with PAN AAACX1234K incorporated on 12 March 2015 uses aaacx1234k12032015.
- Form 26AS uses a different password. When you download it from TRACES, the password is your date of birth alone in DDMMYYYY format.
- If you download AIS as JSON and import it into the offline AIS Utility, that import asks for your PAN in uppercase. This is the opposite of the PDF password, and it confuses a lot of people.
Still locked out? Check that the date of birth on your PAN card matches the one registered on the e-filing portal. A mismatch there keeps the file locked no matter how you type the password.
What is AIS (Annual Information Statement)?
The Income Tax Department introduced AIS in November 2021 as a major upgrade over Form 26AS. AIS is a far more detailed document that goes beyond tax credits and covers virtually every financial transaction linked to your PAN.
AIS includes:
- Salary income
- Interest income from banks and post offices
- Dividend income
- Capital gains from stocks, mutual funds, and property
- Property purchases and sales
- Foreign remittances
- GST turnover for registered businesses
- TDS and TCS details (same as Form 26AS, but at a more granular level)
In simple terms, AIS is what Form 26AS would look like if it tracked everything, not just tax deductions. The data in AIS comes from multiple sources: banks, brokers, registrars, employers, and SFT filers. Because several sources report independently about the same transactions, duplicate entries are common and reviewing AIS carefully is essential.
What is Form 26AS?
Form 26AS is the oldest of the three documents. It is a consolidated annual tax credit statement that the Income Tax Department issues against your PAN for a given financial year.
Form 26AS contains:
- TDS deducted by employers, banks, tenants, and others
- TCS (Tax Collected at Source)
- Advance tax and self-assessment tax paid by you
- Income Tax refunds received during the year
- High-value financial transactions reported under SFT (Statement of Financial Transactions)
Which form applies to you right now: The Income-tax Act, 2025 came into force on 1 April 2026 and renumbers the annual tax statement as Form 168, prescribed under Rule 245 of the Income-tax Rules, 2026. The content and purpose stay the same. The timing is what matters: Form 168 applies from Tax Year 2026-27, meaning income you earn on or after 1 April 2026, which you will file in 2027.
For the return you file this season, covering FY 2025-26 under Assessment Year 2026-27, continue to use Form 26AS and AIS. The e-filing portal shows both options, so check the label before you download.
Form 26AS vs AIS vs TIS: Complete Comparison
| Particulars | Form 26AS | AIS | TIS |
|---|---|---|---|
| Introduced | 2003 (updated over time) | November 2021 | November 2021 |
| Data scope | TDS, TCS, refunds, SFT summary | All financial transactions linked to PAN | Summarised version of AIS |
| Level of detail | Moderate | Very detailed, entry-level | Summary with category totals |
| Purpose | Verify tax credits before filing | Reconcile all income and transactions | Quick snapshot for ITR pre-fill |
| Feedback option | No | Yes, per transaction | Reflects AIS feedback automatically |
| ITR pre-fill | Partial | Indirect | Direct when available |
| Best for | Verifying TDS and advance tax | Traders, business owners, NRIs, property sellers | Salaried taxpayers with simple income |
How to Check AIS and TIS Online: Step-by-Step
Step 1: Log in to the income tax portal
Visit incometax.gov.in and click Login. Enter your PAN as the User ID, confirm your secure access message, and then enter your password. You can also log in using Aadhaar OTP or net banking if you prefer.
Step 2: Navigate to the AIS section
From the top menu, open the Services tab and select Annual Information Statement (AIS). A pop-up asks you to move to the AIS portal. Click Proceed.
Step 3: Choose the financial year and select the document
On the AIS dashboard, select the relevant financial year from the dropdown. You will then see two tiles:
- Taxpayer Information Summary (TIS): your category-wise income and tax totals, which the portal uses to pre-fill your ITR
- Annual Information Statement (AIS): the detailed transaction-level record covering TDS and TCS, SFT transactions, tax payments, and refunds
Step 4: View or download
Click either tile to view the details on screen. To save a copy, click the download icon. The format depends on what you are downloading:
- Full AIS: PDF or JSON only
- TIS: PDF
- Individual transaction categories within AIS: CSV or Excel, and you need to download each category separately
Step 5: Review before you file
Open both documents and compare the figures against your own records: bank interest certificates, Form 16, broker statements, and property documents. Note any entry that looks wrong or does not belong to you. The next section explains how to correct it.
How to Submit Feedback in AIS
If you notice an incorrect entry in AIS, you can submit feedback directly on the portal. Here is how:
- Log in and go to the AIS section
- Identify the transaction with the error
- Click the feedback icon next to that entry
- Select the correct option such as “Information is incorrect” or “Transaction not related to me”
- Add comments if needed and submit
- Check back after a few days to see the updated status
Once you submit feedback, TIS automatically updates to reflect your accepted values. So, always complete your AIS review and submit any corrections before filing your ITR. This ensures TIS carries the right figures for pre-filling.
Which Document Should You Check First Before Filing ITR?
This is the most practical question most taxpayers have. The recommended order is:
- Start with Form 26AS to verify that all TDS deductions and advance tax payments are correctly credited against your PAN
- Then review AIS to check all income sources including interest, dividends, capital gains, and property transactions
- Finally check TIS to confirm the net category totals match what you plan to declare in your ITR
If any figure in TIS does not match your own records, go back to AIS, find the relevant transaction, and submit your feedback before filing. Do not wait until after filing to resolve mismatches.
Conclusion
Form 26AS, AIS, and TIS each serve a specific and distinct purpose in the ITR filing process. Form 26AS gives you your tax credit summary. AIS gives you the complete picture of every financial transaction linked to your PAN. TIS gives you the clean, de-duplicated summary that feeds directly into your ITR pre-fill.
Check all three documents in the right order, and they help you file an accurate return, prevent mismatches, and significantly reduce the chance of a notice from the Income Tax Department. Start with Form 26AS, review AIS carefully, correct any errors through feedback, and then confirm TIS before you file.
FAQs
Q1. What is the full form of AIS?
Annual Information Statement. It shows all financial transactions linked to your PAN for a given financial year.
Q2. What is the TIS full form?
Taxpayer Information Summary. It is the summarised, de-duplicated version of your AIS.
Q3. Is AIS replacing Form 26AS?
No. AIS is more comprehensive but both coexist. Form 26AS is renumbered as Form 168 from Tax Year 2026-27, so use Form 26AS for the return you file this season.
Q4. Which is more reliable, AIS or Form 26AS?
Both serve different purposes. Use Form 26AS to verify TDS and tax credits. Use AIS to check all income and investment data.
Q5. What should I do if AIS shows wrong information?
Submit feedback on the AIS portal against the specific transaction. TIS updates automatically once your feedback is accepted.
Q6. What is the password to open the AIS and TIS PDF?
Your PAN in lowercase followed by your date of birth in DDMMYYYY format. For PAN ABCDE1234F and DOB 1 January 1985, the password is abcde1234f01011985.
Q7. Is the Form 26AS password the same as the AIS password?
No. Form 26AS from TRACES uses your date of birth alone in DDMMYYYY format, without the PAN.
Q8. What is the AIS password for a company or LLP?
PAN in lowercase followed by the date of incorporation in DDMMYYYY format, not a director’s date of birth.
Q9. What is TIS in income tax used for?
The portal uses your accepted TIS values to pre-fill your ITR, so the figures you confirm there flow straight into your return.
AIS और TIS: आम सवाल
TIS का मतलब क्या है?
TIS का पूरा नाम Taxpayer Information Summary है। यह आपके AIS का श्रेणीवार सारांश है, जिसे ITR प्री-फिल में उपयोग किया जाता है।
AIS का मतलब क्या है?
AIS का पूरा नाम Annual Information Statement है। इसमें आपके PAN से जुड़े सभी वित्तीय लेनदेन दर्ज रहते हैं।
AIS और TIS PDF का पासवर्ड क्या है?
आपका PAN छोटे अक्षरों में, उसके तुरंत बाद जन्मतिथि DDMMYYYY फॉर्मेट में। उदाहरण: abcde1234f01011985
